The Christmas period in FC 26 has introduced one of the most impactful changes to menu farming we have seen all year. With the arrival of new SBCs-especially the 78+ Player Pick-players now have a clear path to optimizing coin generation, club depth, and long-term sustainability without relying on gameplay rewards, reducing the pressure to buy FUT 26 Coins to keep up with the market. This guide breaks down the entire Christmas farming “machine” step by step, starting from scratch and ending with an infinite-style loop.

Step 1: Daily Foundation SBCs

If you are starting your farming cycle from zero, the foundation is simple but mandatory. Every day, you should complete:

· Daily Bronze Upgrade

· Daily Silver Upgrade

· Daily Common Gold Upgrade

These SBCs consistently generate over 50 gold players per day, usually around 50 common golds and 5 rares. The Daily Rare Gold Upgrade is optional at this stage. It accepts both common and rare golds, so whether you complete it depends on your club balance and short-term needs.

Step 2: The 10x 82+ Upgrade (10 82+)

Once your basic upgrades are complete, move directly into the 10x 82+ SBC. This step assumes you already have at least one 82-rated Team of the Week squad available, which most active players do. Completing this SBC early is crucial because it fuels the rest of the farming chain.

After opening the 10 packs, focus specifically on players rated 82 to 84. These cards are not failures—they are resources.

Step 3: 85–87 Rated SBC Recycling

Take the 82–84 rated players from the 10x 82+ packs and use them to complete the repeatable 85–87 rated SBCs. This SBC can be completed up to five times per day and is one of the most efficient conversion tools in the game.

By doing this daily, you generate a steady supply of 85 and 86 rated players, which are critical for the next phase. This step is not optional if you want to farm efficiently-it is a core mechanic of the system.

Step 4: Winter Inventory Upgrades

With your newly acquired 85 and 86 rated cards, it is time to build your Winter Inventory. Each inventory upgrade costs three 85-rated players. If you complete this four times daily, you spend 12 cards and receive:

· 100 Rare Gold players

· 60 Common Gold players

That is 160 gold cards in return. Even using an occasional 86-rated duplicate is worthwhile. At this point, when combined with earlier upgrades, your club will easily surpass 200 gold players per cycle.

Step 5: Spending Your Gold Cards Wisely

Now the farming truly begins.

Rare Gold Usage:

· Primary option: 78+ Player Pick (up to three times daily)

· Secondary options depend on your club situation

Common Gold Usage (Optional):

· 80+ or 82+ upgrades if you need rating filler

· Saving them to sustain 78+ Player Picks

The 78+ Player Pick is currently one of the best SBCs available due to its low requirement (7 golds: 3 rare, 4 common) and high return potential.

Step 6: Three Paths for Rare Gold Farming

Depending on your club status, choose one of the following:

1. Crafting Upgrade (Winter Wildcards)

This is ideal if you are still completing objectives. It rewards multiple 78+ players and gradually fills your club with rare golds.

2. League SBCs (Premium & Mixed)

League SBCs generate tradable packs. You should quick-sell or sell tradable players for 5–6k coins per completion while retaining untradables for SBC reuse. This coin flow helps sustain infinite farming.

3. Direct 78+ Player Pick Spam

If you already have strong gold depth, repeatedly crafting the 78+ Player Pick is one of the fastest ways to hit high-value pulls during promos.

Step 7: Maintaining the Infinite Loop

Eventually, you will ask: Where do I get more common gold players?
Here are the answers:

· Convert silvers using the standard Silver Upgrade

· Monitor the store for low-coin packs (10–30 coin promos)

· Use the 25k pack that provides 45 common gold players

· Recycle League SBCs to restock commons while earning coins

Rare golds will naturally accumulate through crafting upgrades, store packs, and objective rewards.

Final Thoughts

This entire strategy focuses exclusively on menu farming-no Rivals, no Weekend League, and no gameplay rewards required. Everything stacks on top of objectives, seasons, and promo rewards, making it even stronger over time and reducing the need to rely on cheap FC 26 Coins to stay competitive. With consistency, this method can fund elite SBCs and even full icon builds entirely through menus. Follow the steps daily, adjust based on your club balance, and you will maximize your FC 26 Christmas farming efficiency.